The Maldives uses the rufiyaa (MVR), and Visit Maldives says all major credit cards are accepted. Electricity is 240 volts. Pack light clothes, sun protection and, from May to October, a rain jacket.
At a glance
Currency
Maldivian rufiyaa (MVR)
Cards
All major credit cards accepted
Electricity
240 volts
Time
5 hours ahead of GMT
Phone code
+960
Packing checklist
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Documents
Clothes and footwear
Personal and health needs
Electronics
Money
Money and forex (MVR)
Rules checked 22 Oct 2026
The local currency is the Maldivian rufiyaa (MVR), per Visit Maldives.
Cash and cards
Visit Maldives says all major credit cards are accepted in the country. Another Visit Maldives article says US dollars and euros are accepted in most places, and that on a local island it is advisable to carry cash to be safe.
ATMs and fees
Visit Maldives says card machines and ATMs are available on most islands and resorts. Check withdrawal fees and limits with your own bank before you travel.
Backup plan
Carry a second card and some cash, especially if you stay on a local island.
Trips to Maldives
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