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Money & Payments 3 min read

How to Buy and Recharge a Physical Suica or PASMO Card in Japan

Visitor cards with no deposit, regular cards with a 500 yen deposit, cash-only machines and the 28-day rule. Exactly where and how to buy and top up a physical IC card in Japan.

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Illustration of an Indian tourist buying a Suica card from a ticket machine at a Tokyo train station
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If your phone setup is uncertain - an Android without Wallet Suica, an iPhone whose Indian cards refuse stored-value top-ups, or simply a preference for something that works with a dead battery - a physical IC card is the reliable backbone of getting around Japan. Suica and PASMO work identically for a tourist: trains, metros, buses, konbini, vending machines and lockers, all with one tap. The choice between them matters far less than knowing which version to buy.

The visitor versions are the easy ones. Two cards are designed for short-stay travellers: Welcome Suica, sold by JR East, and TOURIST PASMO, sold by non-JR operators. Both skip the 500 yen deposit that regular cards charge, both are valid for 28 days from purchase, and neither refunds leftover balance - so treat them as use-it-up cards. JR East's Welcome Suica page lists current sale locations, including JR East Travel Service Centers at Narita Airport, and caps sales at one card per person. At Haneda, Welcome Suica is available at the Terminal 3 station area. If a counter sells you whichever visitor card is on the shelf on your route, take it - the two are functionally twins.

Regular Suica and PASMO: the deposit question. Standard cards cost a refundable 500 yen deposit on top of the loaded balance, stay valid for ten years from last use, and unused balances are refundable (minus a small fee) when you return the card - in the Suica case, only within the JR East region. One caution: sales of unregistered regular cards have been paused and restarted at times in recent years, so do not build your arrival plan on finding one at a random machine. The visitor cards exist precisely so tourists are never stranded by this.

Buying from a machine: cash first. At station ticket machines, switch the menu to English, choose the IC card purchase or charge option, and feed in yen notes or coins. Machines that sell and recharge IC cards generally take cash; card payment at ordinary ticket machines is limited, so keep enough yen for your first load - 2,000 to 3,000 yen per card covers the airport run and a day of hopping around. Recharging later is the same flow: insert the card, choose charge, insert cash. Convenience store counters will also recharge your card for cash - just say "charge" or point at the card.

Recharge smart, not often. Balance caps at 20,000 yen. Top up in round chunks - 3,000 or 5,000 yen - and watch the gate display: it flashes your remaining balance every time you tap through. On your last day, aim to draw the balance down on konbini snacks or the final airport train, since visitor cards do not refund leftovers and refunding a regular card is an errand most people do not have time for at departure.

One card per person, including kids. IC cards cannot be shared on a single gate tap, so every traveller needs their own - children ride at child fares on child versions of the cards bought at station counters with a passport. Keep each card separate; stacked cards confuse the readers.

How TripKeeper handles it. On our founder-hosted Japan departures, the tour leader sorts IC cards for the whole group on arrival - right card, right first load, child cards where needed - so nobody learns ticket machines the hard way after a long flight. If you are travelling on your own, the "Plan your trip" inquiry includes the same arrival-day setup in your plan, tuned to which airport you land at and how you are getting into the city.

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Cheshta Agarwal
Founder · Travel Creator · Lawyer

A Miranda House graduate and lawyer who traded courtrooms for slow travel. Cheshta travels with the batches we host ourselves, with a soft spot for travelling alongside elders.

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Questions on this article

asked by readers, answered by us

Where can I buy a physical Suica card at Narita or Haneda airport?

At Narita, JR East sells Welcome Suica at its Travel Service Centers, with one card per person. At Haneda, Welcome Suica is available around the Terminal 3 station area. TOURIST PASMO is sold by non-JR operators at similar airport counters. Check the JR East Welcome Suica page for current sale locations before you fly.

What is the difference between Welcome Suica and a regular Suica?

Welcome Suica is a visitor card: no 500 yen deposit, valid 28 days from purchase, and no refund of leftover balance. A regular Suica charges a refundable 500 yen deposit, stays valid ten years from last use, and its balance can be refunded within the JR East region. Availability of regular unregistered cards has been intermittent in recent years.

Do Suica and PASMO cards work differently for tourists?

No - for a visitor they are interchangeable. Both tap through trains, metros and buses, and both pay at convenience stores, vending machines and lockers across Japan. Buy whichever visitor version (Welcome Suica or TOURIST PASMO) is sold at your arrival point.

Can I recharge a Suica or PASMO card with a credit card at ticket machines?

Generally no - station ticket machines that sell and recharge IC cards take cash (notes and coins). Keep yen handy for recharges, or ask a convenience store counter to charge the card for cash. Card-based recharge is mainly possible through Apple Wallet with an eligible card.

What happens to leftover balance on my IC card when I leave Japan?

On visitor cards (Welcome Suica, TOURIST PASMO) the leftover balance is not refundable, so spend it down on your last day at convenience stores or on the airport train. Regular Suica balances are refundable minus a small fee, but only at JR East stations - not at the airport on your way out unless you pass one.

How much money should I load on my IC card first?

About 2,000 to 3,000 yen per card covers the airport train into the city plus a day of rides and small konbini purchases. The balance caps at 20,000 yen, and topping up 3,000-5,000 yen at a time keeps machine visits infrequent.

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